Here to pay.

Apple Pay is the one way to pay. It replaces your
physical cards
and cash with an easier, safer, more
secure, and private payment method — whether you're
in a store, online, or sending cash to friends or family.
It's money, made modern.

Add a card

Faster and easier
than

using cards
or cash.

Accepted at
over

85 percent
of

retailers
in the U.S.

Safer than
touching
buttons
and

exchanging
cash.

Privacy and
security

built in.

It's ready
and set.
Just go.

Setup in seconds. Apple Pay is simple to set up. Just add your credit or debit card to the Wallet app on your iPhone and you're ready to go. You still get all your card's rewards and benefits — so you won't miss out on any hard-earned points or miles.

How to add a card

Apple Pay is already on your device. Apple Pay is built into iPhone, Apple Watch, Mac, and iPad. No separate app to download. No complicated processes to complete. No hassles.

Use Apple Cash with Apple Pay. Apple Pay powers Apple Cash, which works a lot like a debit card and lets you send and receive money right in Messages. Just set up your Apple Cash card in the Wallet app and send money to your squad for brunch — or ask them to pay you back.1

  • Learn more about Apple Cash
  • How to send money

Easy.
Does it all.

Grab from the
corner cafe. Load
up your app.
Order a new online.
Have delivered.

Subscribe to .
Get

from a
vending machine.

And from the

supermarket.
Just look

for
or when
you check out.

At stores and more. Apple Pay is accepted at over 85 percent of retailers in the U.S., so you can likely use it wherever and however you want. If you're not sure, just ask. Apple Pay works anywhere that takes contactless payments — from vending machines and grocery stores to taxis and subway stations.

Online and in apps. Use Apple Pay for purchases in Safari on your iPhone, iPad, or Mac. You can skip the lengthy checkout forms and pay with just a touch or a glance. Or use Apple Pay to subscribe to services like Apple Music, Apple News+, and Apple TV+, buy apps and games on the App Store, and upgrade your iCloud storage.

Safe and
sound.

And secure.

Personal data. Protected. When you make a purchase, Apple Pay uses a device-specific number and unique transaction code. So your card number is never stored on your device or on Apple servers. And when you pay, your card numbers are never shared by Apple with merchants.

Your purchases stay private. When you pay with a debit or credit card, Apple Pay doesn't keep transaction information that can be tied back to you. And when you use Apple Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.

Tap more. Touch less. Apple Pay works right from your device, helping you avoid touching buttons and terminals, handling cards, and exchanging cash. So you keep your hands clean and are less likely to pick up — and spread — germs.

Get started
with
Apple Pay.

Add a card

In case you
missed anything.

  • Apple Pay is safer than using a physical credit, debit, or prepaid card. Face ID, Touch ID, or your passcode are required for purchases on your iPhone, Apple Watch, Mac, or iPad. Your card number and identity aren't shared with merchants, and your actual card numbers aren't stored on your device or on Apple servers.

    When you pay in stores, neither Apple nor your device will send your actual card number to merchants. When you pay online in Safari or in apps, the merchant will only receive information you authorize to fulfill your order — such as your name, email address, and billing and shipping addresses.

    When you pay with a debit or credit card, Apple doesn't keep transaction information that can be tied back to you. And when you use Apple Cash, information is stored only for troubleshooting, fraud prevention, and regulatory purposes.

    • Learn more about Apple Pay security and privacy

  • It's simple. Just add a credit, debit, or prepaid card to the Wallet app on your iPhone. And remember to add your cards to any other Apple devices you want to use with Apple Pay. It works on iPhone, Apple Watch, Mac, and iPad.

  • Apple Pay works with major credit and debit cards from banks around the world, with more added all the time. You can see all the banks that support Apple Pay here. If your card does not yet support Apple Pay, contact your bank for more information.

  • No. Apple does not charge any fees when you use Apple Pay — in stores, online, or in apps.

  • Apple Pay works in countries and regions that support contactless payments. Confirm with your bank, and ask about any fees they may charge for overseas usage.

  • If your business already accepts credit and debit cards, simply contact your payment provider to start accepting Apple Pay. Contact merchant support for more information. If you want to accept Apple Pay on your website or in your app, visit Apple Pay for developers.

Wallet

All your credit and debit cards,
transit cards, boarding passes,
and more. All in one place.

Learn more

Apple Card

The credit card reimagined —
with no fees, unlimited Daily Cash

back, and helpful financial tools.2

Learn more

Apple Cash

Use it to send and receive

money in Messages and wherever

Apple Pay is accepted.

Learn more